Summit Wealth & Retirement Partners | Danville, CA

Retirement Planning

Helping Danville Retire for Over 30 Years

"Retirement Partners" is in our name for a reason.

– It’s a core facet of what we do. We partner with you to either get you into retirement or help you maximize your ability to enjoy a fulfilling life once you’re there.

Pre & Post Retirement Planning

Where are you at in the process?

You’ve almost definitely done a Google search for retirement planning. That may be how you ended up here. You generally get a lot of extremely high-level advice: Start saving early, minimize expensive debt, have an emergency fund, plan on living a long life, adjust your risk based on where you are in the process, etc. Or, you’ll find numerous articles deep-diving into the merits of a particular financial product – Life insurance, annuities and other specific investment strategies.

The fact of the matter is that most of our clients are significantly beyond the high-level advice and looking for someone to help them organize and make sense of their complex financial scenario and what their ground-level retirement planning & management options are.

Our Process

Helping Danville clients retire successfully for over 30 years

Our process starts by assessing your current financial situation, your goals, your concerns, and how you wish to spend your retirement years. We then build a short-term (<10 years) and a long-term (20-30 years) cash flow model. This looks at what sources of income you can expect in retirement vs. how much you will spend and how much you can expect to pay in taxes.

The gap between your inflow and your outflow has to come from somewhere, and for most folks that somewhere is their retirement nest egg. We then assess how best to turn your nest egg into a monthly check, and help you make the necessary changes to get started on the path to a happy retirement.

Our cash flow models will help you understand exactly what income you can expect and from where, each month

We do real tax planning and projections for our clients. Simply put, reducing your tax bill means more money in your pocket each year

We don't just set it and forget it. Retirement planning is an annual process and we will lead the way each year.

The future is not something that just happens.

It is something you create.

Let's Create Your FutureLet's Create Your Future
Financial Planning
September 7, 2018

Tariffs, Interest Rates & Your Retirement Account

Financial Planning
September 7, 2018

Why Meeting with a Financial Advisor is Scary

Financial Planning
September 7, 2018

A Retirement Income Plan